Creditor
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One who gives credit in business matters; hence, one to
whom money is due; -- correlative to debtor. -
[One] [who you] [owe] (most likely monetarily)
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A bunch of [cunts] working in an [office] that want your money, because your a [twat] and didnt pay them :P
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someone who money is owed to:
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A person or company to whom money is owing.
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