a process used by a bank to make certain it lends money only to people or businesses who are able to pay back their loans:
Credit note
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a piece of paper given by a shop when you return something you do not want, that allows you to buy other goods of the same value
Credit note meaning & definition 1 of Credit note.
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a document that a seller gives to a buyer who returns a product, pays too much for something, etc., which the buyer may use at a later time to pay for something else:
Credit note meaning & definition 2 of Credit note.
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