Hypothecate

[Sommer]

Pledge (money) by law to a specific purpose.

[Gregory]

A word smart people use when they mean [hypothecate], and a word stupid people who want to look smart (read: Investment Bankers) use when they mean hypothetical.
A classic marker of when youre talking to an idiot who doesnt know it yet; like when people say [pacifically] when they mean specifically or [expresso] when they mean espresso.
#CantFixStupid