Crunchtime

[Rihanna]

the point at which you realize that an exam worth 50% of your grade is scheduled for tomorrow at 8:30 am and youd better get your ass in gear and study all fucking night.

[Zipporah Schumaker]

Adj- Refers to a poker player who relies on several different universes to make poker decesions that are usually wrong. In addition a player who likes to move chips around

[Little_Girl]

A moment or period when decisive action must be taken or work completed.