Remortgage

[Michiko]

Verb: What one does to get out of a financial mess in which the credit cards have run too high and the spending is outpacing the earning/gaining/stealing etc.
Noun: The particular [mortgage] [loan] that thus enables you to [throw away] what little capital you have left in your property.

[Cami]

Take out another or a different kind of mortgage on (a property)

[exinilu]

to change the conditions of a mortgage (= agreement by which you borrow money to buy property) , usually by increasing the amount you borrow: