something that makes it difficult for you to do something:

]]>https://definedictionarymeaning.com/topic/246294/encumbrancesRSS for NodeSat, 18 Jul 2026 10:02:42 GMTSun, 31 Oct 2021 08:25:45 GMT60a mortgage or other charge on a property, or the fact of a property having a mortgage, etc.:

]]>https://definedictionarymeaning.com/post/426512https://definedictionarymeaning.com/post/426512Sun, 31 Oct 2021 08:25:46 GMT